It’s well known that auto insurance companies don’t want you to look for a cheaper policy. People who shop around for better prices are likely to buy a new policy because there are good odds of finding a policy with more affordable rates. A study discovered that people who routinely shopped around saved as much as $70 a month compared to other drivers who never shopped around for cheaper prices.
If finding budget-friendly car insurance in Scottsdale is your ultimate objective, understanding how to quote and compare insurance rates can make it simple to find affordable coverage.
It takes a few minutes, but the best way to get more affordable car insurance rates in Scottsdale is to compare quotes annually from different companies who sell insurance in Arizona. You can shop around by following these steps.
- Step 1: Spend some time learning about how your policy works and the changes you can make to lower rates. Many policy risk factors that cause high rates such as inattentive driving and an imperfect credit history can be improved by making minor driving habit or lifestyle changes. This article gives more details to prevent high prices and find missing discounts.
- Step 2: Compare price quotes from direct, independent, and exclusive agents. Direct companies and exclusive agencies can give quotes from one company like GEICO or Farmers Insurance, while agents who are independent can quote rates for many different companies. Start a quote
- Step 3: Compare the new quotes to your current policy premium to see if cheaper TrailBlazer coverage is available. If you can save some money and make a switch, make sure there is no lapse between the expiration of your current policy and the new one.
- Step 4: Tell your current agent or company of your intent to cancel your current car insurance policy. Submit the signed application along with the required initial payment to the new insurer. Once coverage is bound, place your new proof of insurance certificate with your registration paperwork.
The critical component of shopping around is to use the same amount of coverage on every price quote and and to compare every company you can. Doing this provides an accurate price comparison and a thorough price selection.
If you’re already insured or are looking for a new policy, you can use this information to save money and still have adequate protection. Locating the best rates in Scottsdale is quite easy if you know the best way to do it. You only need an understanding of the quickest method to shop from multiple carriers.
The easiest way to compare rate quotes for Chevy TrailBlazer insurance in Scottsdale takes advantage of the fact all the major auto insurance companies actually pay money for the chance to provide you with free rate quotes. To start a quote, the only thing you need to do is give them some information such as if you are currently licensed, marital status, driver details, and how much coverage you want. The rating information gets sent immediately to multiple insurance providers and they provide comparison quotes with very little delay.
To find lower cheaper Chevy TrailBlazer insurance rates now, click here and enter your coverage details.
The companies shown below offer price comparisons in Scottsdale, AZ. If multiple companies are listed, we suggest you compare several of them in order to get a fair rate comparison.
Special considerations
When quoting and comparing the right insurance coverage, there isn’t really a cookie cutter policy. Everyone’s needs are different.
These are some specific questions could help you determine whether or not you could use an agent’s help.
- What does UM/UIM cover?
- Do I have any recourse if my insurance company denies a claim?
- Do I need roadside assistance coverage?
- Do I have coverage if my license is suspended?
- Is there coverage for my trailer?
- Should I sign the liability waiver when renting a car?
If you’re not sure about those questions, then you may want to think about talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It only takes a few minutes and can help protect your family.
When should I have guidance from an agent?
Certain consumers would prefer to visit with an insurance agent and there is nothing wrong with that. Professional insurance agents are trained to spot inefficiencies and help you file claims. One of the best bonuses of comparing insurance prices online is the fact that drivers can get better rates and still buy from a local agent. Buying insurance from small agencies is important especially in Scottsdale.
To make it easy to find an agent, after completing this quick form, your information is submitted to participating agents in Scottsdale who will give you bids for your insurance coverage. You never need to find an agent since price quotes are sent straight to your inbox. If for some reason you want to get a price quote from one company in particular, you would need to search and find their rate quote page and fill out the quote form the provide.
Auto insurance agents in Scottsdale come in two varieties
If you would like to find a local agent, you should know the different agency structures and how they are slightly different. Insurance agents in Scottsdale can be described as either independent or exclusive depending on the company they work for. Either can insure your vehicles, but it is a good idea to know how they are different because it can factor into the type of agent you choose.
Independent Insurance Agents
These type of agents do not work for one specific company and that allows them to write policies with lots of companies and get you the best rates possible. If they find a cheaper price, an independent agent can move your coverage which is easy for the insured.
If you need cheaper insurance rates, we highly recommend that you contact multiple independent agents to have the most options to choose from.
Listed below is a partial list of independent agencies in Scottsdale who may be able to give you cheap rate quotes.
Bennett and Porter Insurance | Wealth Management
3200 N Hayden Rd #310 – Scottsdale, AZ 85251 – (480) 212-1150 – View Map
J B Martin Insurance Agency
4835 E Cholla St – Scottsdale, AZ 85254 – (480) 423-7444 – View Map
Greene Insurance Group
17470 N Pacesetter Way – Scottsdale, AZ 85255 – (480) 657-2800 – View Map
Exclusive Insurance Agencies
Agents that choose to be exclusive generally can only insure with one company and examples are Allstate, Farmers Insurance, State Farm, and AAA. These agents are not able to provide prices from multiple companies so you might not find the best rates. They are well schooled on their products and sales techniques and that can be a competitive advantage.
The following is a short list of exclusive insurance agents in Scottsdale who can help you get price quotes.
Brad Dunlap – State Farm® Insurance Agent
8436 E Shea Blvd c103 – Scottsdale, AZ 85260 – (480) 661-0801 – View Map
Farmers Insurance – Jim Kreisman
9590 E Ironwood Square Dr #230 – Scottsdale, AZ 85258 – (480) 491-8585 – View Map
Farmers Insurance – Marc Sollee
6320 E Thomas Rd #303 – Scottsdale, AZ 85251 – (480) 900-8010 – View Map
Choosing a auto insurance agent requires more thought than just the price. A good agent in Scottsdale will have answers to these questions.
- Are they properly licensed to sell insurance in Arizona?
- When do they do policy reviews?
- Do they offer claims assistance after hours?
- Are they able to provide referrals?
- What insurance company do they write the most business with?
- Is vehicle mileage a factor when determining depreciation for repairs?
- How experienced are they in personal risk management?
If you get good feedback for all questions you ask as well as a affordable price, it’s possible that you found an insurance agent that is a good match to properly service your insurance policy.